S.T.B.I 101 – Secure the Bag Initiative

About Course

Length: 2 weeks (self-paced)
Audience: Ages 12–65, no prior knowledge required

The Secure the Bag Initiative 101 is a fun, practical, and easy-to-follow course designed to help anyone build a strong financial foundation. Whether you’re a teen just starting out, an adult ready to reset your money habits, or someone looking to finally understand credit and savings, this course makes financial education simple and engaging.

Course Goals

Develop a winning money mindset

Understand what credit is and why it matters

Build your first savings habit with real action steps

Learn how to read and understand a credit report

Create a basic budget that actually works

What Will I Learn?
Understand what credit is and why it matters
Learn the difference between FICO and VantageScore
Build your first savings habit using simple strategies
Read and understand a credit report
Spot errors on your report and know how to dispute them
Apply the 50/30/20 budgeting rule to your life
Use the Self app to save money and build credit

Course Content

Introduction to Money & Mindset
Lesson 1.1: What Does “Secure the Bag” Mean? (fun video + real examples) Lesson 1.2: The Power of Money Mindset (scarcity vs. abundance thinking) Quiz 1: Quick reflection quiz → “Which money mindset best describes you?”

What Credit Is & Why It Matters

Topic 3: Building Your First Savings Habit
Saving money is the foundation of financial security. This topic will teach you why saving matters, how to build the habit, and introduce you to Self — a tool that helps you build savings and credit at the same time.

Topic 4: How to Read a Credit Report
Your credit report is a detailed record of your financial history. Learning to read it helps you spot errors and protect your financial reputation.

Topic 5: Simple Budgeting That Works
Budgeting doesn’t have to be boring. In this topic, you’ll learn an easy formula, explore tools that make it simple, and discover how to stick with your plan.

Final Assignment

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S.T.B.I 101 – Secure the Bag Initiative

About Course

Course Goals

What Will You Learn?

Course Content

Introduction to Money & Mindset
Lesson 1.1: What Does “Secure the Bag” Mean? (fun video + real examples) Lesson 1.2: The Power of Money Mindset (scarcity vs. abundance thinking) Quiz 1: Quick reflection quiz → “Which money mindset best describes you?”

Lesson 1.1 – What Does “Secure the Bag” Mean?

Lesson 1.2 – The Power of Money Mindset

How Will YOU Secure the Bag?

Money Mindset Check-In

What Credit Is & Why It Matters

Lesson 2.1 – Credit Basics Explained (like a money report card)

Lesson 2.2 – How Credit Impacts Your Life

Lesson 2.3 – FICO vs. VantageScore (simple breakdown)

Credit Basics & Impact

Topic 3: Building Your First Savings Habit
Saving money is the foundation of financial security. This topic will teach you why saving matters, how to build the habit, and introduce you to Self — a tool that helps you build savings and credit at the same time.

Why Saving Matters

Lesson 3.2 – Simple Savings Hacks

Lesson 3.3 – Introduction to Self

Savings Basics

Topic 4: How to Read a Credit Report
Your credit report is a detailed record of your financial history. Learning to read it helps you spot errors and protect your financial reputation.

Lesson 4.1 – Breaking Down a Report

Lesson 4.2 – Spotting Errors & What to Do

Credit Report Basics

Topic 5: Simple Budgeting That Works
Budgeting doesn’t have to be boring. In this topic, you’ll learn an easy formula, explore tools that make it simple, and discover how to stick with your plan.

Lesson 5.1 – The 50/30/20 Rule

Lesson 5.2 – Tools for Budgeting

Lesson 5.3 – Sticking With It

Budgeting Basics

Final Assignment

Final Assignment

About Course

Course Goals

What Will You Learn?

Course Content

Introduction to Money & Mindset Lesson 1.1: What Does “Secure the Bag” Mean? (fun video + real examples) Lesson 1.2: The Power of Money Mindset (scarcity vs. abundance thinking) Quiz 1: Quick reflection quiz → “Which money mindset best describes you?”

What Credit Is & Why It Matters

Topic 3: Building Your First Savings Habit Saving money is the foundation of financial security. This topic will teach you why saving matters, how to build the habit, and introduce you to Self — a tool that helps you build savings and credit at the same time.

Topic 4: How to Read a Credit Report Your credit report is a detailed record of your financial history. Learning to read it helps you spot errors and protect your financial reputation.

Topic 5: Simple Budgeting That Works Budgeting doesn’t have to be boring. In this topic, you’ll learn an easy formula, explore tools that make it simple, and discover how to stick with your plan.

Final Assignment

Student Ratings & Reviews

Introduction to Money & Mindset
Lesson 1.1: What Does “Secure the Bag” Mean? (fun video + real examples) Lesson 1.2: The Power of Money Mindset (scarcity vs. abundance thinking) Quiz 1: Quick reflection quiz → “Which money mindset best describes you?”

Topic 3: Building Your First Savings Habit
Saving money is the foundation of financial security. This topic will teach you why saving matters, how to build the habit, and introduce you to Self — a tool that helps you build savings and credit at the same time.

Topic 4: How to Read a Credit Report
Your credit report is a detailed record of your financial history. Learning to read it helps you spot errors and protect your financial reputation.

Topic 5: Simple Budgeting That Works
Budgeting doesn’t have to be boring. In this topic, you’ll learn an easy formula, explore tools that make it simple, and discover how to stick with your plan.