Course Content
Introduction to Money & Mindset
Lesson 1.1: What Does “Secure the Bag” Mean? (fun video + real examples) Lesson 1.2: The Power of Money Mindset (scarcity vs. abundance thinking) Quiz 1: Quick reflection quiz → “Which money mindset best describes you?”
0/4
Lesson 1.1 – What Does “Secure the Bag” Mean?
02:46
Lesson 1.2 – The Power of Money Mindset
How Will YOU Secure the Bag?
Money Mindset Check-In
What Credit Is & Why It Matters
0/4
Lesson 2.1 – Credit Basics Explained (like a money report card)
49:50
Lesson 2.2 – How Credit Impacts Your Life
Lesson 2.3 – FICO vs. VantageScore (simple breakdown)
Credit Basics & Impact
Topic 3: Building Your First Savings Habit
Saving money is the foundation of financial security. This topic will teach you why saving matters, how to build the habit, and introduce you to Self — a tool that helps you build savings and credit at the same time.
0/4
Why Saving Matters
Lesson 3.2 – Simple Savings Hacks
Lesson 3.3 – Introduction to Self
Savings Basics
Topic 4: How to Read a Credit Report
Your credit report is a detailed record of your financial history. Learning to read it helps you spot errors and protect your financial reputation.
0/3
Lesson 4.1 – Breaking Down a Report
03:05
Lesson 4.2 – Spotting Errors & What to Do
Credit Report Basics
Topic 5: Simple Budgeting That Works
Budgeting doesn’t have to be boring. In this topic, you’ll learn an easy formula, explore tools that make it simple, and discover how to stick with your plan.
0/4
Lesson 5.1 – The 50/30/20 Rule
Lesson 5.2 – Tools for Budgeting
Lesson 5.3 – Sticking With It
Budgeting Basics
Final Assignment
0/1
Final Assignment
S.T.B.I 101 – Secure the Bag Initiative

A budget isn’t just about writing numbers down once — it’s about making it a habit. Here’s how to stay consistent:

  1. Review Weekly

    • Set a “Money Date” once a week to look over spending.

    • Ask: Did I stick to my budget? Where did I go over? Where did I save?

  2. Adjust as Needed

    • Budgets should be flexible. If you overspend one week, adjust next week.

    • Example: If you spent $50 extra on dining out, cut $50 from shopping or entertainment the following week.

  3. Reward Yourself

    • Celebrate small wins. Saved an extra $20? Put $5 toward a treat, and the rest in savings.

    • Rewards keep motivation high and prevent “budget burnout.”

  4. Track Your Progress

    • Compare this month to last month. Are you saving more? Spending smarter?

    • Progress builds momentum — seeing your savings grow is motivating.

  5. Connect Budgeting to Your Goals

    • Budgeting isn’t about restriction — it’s about freedom.

    • Example: If you dream of buying a car, your budget tells you how to get there faster.

Previous
Next
Scroll to Top